Employer Solutions
[Empowering] Employers
Retirement plans - Retirement plans are financial tools designed to help individuals save and invest for their future after they stop working. For businesses, offering a retirement plan—such as a 401(k), SEP IRA, or SIMPLE IRA—can be a valuable employee benefit that supports long-term financial security.
Nonqualified Deferred Compensation Plans - Nonqualified deferred compensation (NQDC) plans are employer-sponsored arrangements that allow selected employees—often executives or key personnel—to defer a portion of their income to a future date, typically retirement. These plans don't follow the same IRS rules as qualified plans like 401(k)s, which allows for more flexibility in contribution limits and plan design.
Key Employee Insurance - Key employee insurance is a type of life or disability insurance that a business purchases on the life of a critical employee whose contributions are vital to the company’s success. In the event of the employee's death or incapacity, the policy provides a payout to the business to help cover potential financial losses, mitigate disruption, or assist in finding a replacement.
Bonus Plans - Bonus plans are compensation strategies that reward employees for meeting or exceeding specific performance goals, milestones, or company objectives. These plans are designed to incentivize productivity, boost morale, and align employee efforts with business success.
Employee Stock Option Plans (ESOPs) - Employee Stock Option Plans (ESOPs) are programs that give employees the right to purchase company stock at a predetermined price, usually at a discount or based on future growth.
Group Benefits - Group benefits are employee perks or insurance plans offered by an employer to a group of employees, typically at a lower cost than individual coverage. These benefits can include health insurance, dental and vision coverage, life insurance, disability benefits, and retirement plans.
Health Insurance - Health insurance is a coverage plan that helps individuals or families pay for medical expenses, including doctor visits, hospital stays, surgeries, and prescription medications.
Financial Wellness - Financial wellness refers to the overall health of an individual’s or employee's financial situation, including their ability to manage expenses, prepare for emergencies, reduce debt, and plan for future goals like retirement.
